Keeping Your Cash Safe--Is It Possible?

It seems like you can't win in today's investment game. Whether it's the shady mutual fund industry, or bank accounts and CD's that have the lowest of the low interest rates.

What to do?

Do we just put our cash into bank accounts and forget about investing?

Even though we won't see it in our bank accounts necessarily;our buying power erodes with time not making any half decent interest in our bank accounts or CD's.

I realize we want to play it safe but at least consider putting some of your cash into the safety of stock market linked CD's so that way you win if the market goes up, and you don't lose any money if it goes down.

Put about 10% of your cash into these market linked CD's. This way you gain some market gains,and you're not taking undue risk. And you're not eroding your cash savings. And you're not taking big risks with a lot of money

I would suggest buying a market linked CD at your bank. You don't need a financial adviser to buy a market linked CD.