Tuesday, March 14, 2017

How To Keep Your Money And ID Safe

4 Red Flags Your Identity Has Been Stolen

There are many ways for others to steal your identity.

Lets dive into the ways the others can screw up your life financially
by stealing your identity that has you scrambling to get things right so
you're not totally scammed,skimmed or phished.

I'm first of all going to go into a low tech way you can be scammed
that most people overlook,because the internet is so prevalent.

People stealing personal information right out of your garbage or recycle bin.

You think it can't happen,but it can. When you get a bill or your credit card
or bank statement in the mail,do you just throw the statement in the mail with
your name and account number on it still?

If you do someone who finds that in your garbage can still use that information to
open a new account in your name and possibly have access to your other accounts
and even open a credit card in your name and have it sent to their address,not yours.

Then they can rack up huge bills that you may have to pay,not them.

People can even use your identity to have all your mail from your banker, sent to them.

Go ahead,put your mail in the garbage with your name and account number on it. Even how
much is in those accounts so a scammer can figure out how much to take out.

Eventually someone will rip you off. If not it's pure luck in your favor. Not something
good to count on.

Ok, here's another ID stealing way for you to lose the farm and your life savings.
"Sounds like fun,eh?"

You ever get an email from your bank wanting your username and password to take care of something?

Well, you shouldn't unless you requested an email from them.

Most people are gullible unfortunately, and will click the link in the bloody email.

You're basically screwed once you give them your banking information. And they'll leave you
penniless given even a bit of an opportunity.

The email or phishing scam works like a charm and why it's done everyday.

Crazy isn't it?

Okay, here's the last ID Thieving or outright thievery of your hard earned money.

Money skimming devices on ATM machines.

Note: This almost happened to me. What I mean is an ATM I used apparently had a skimming device
on it that picked up people's account information,including passwords and the account number.

But luckily enough my bank's security service picked it up and topped that imeediately.

Here's what I suggest when you're at an ATM. Take your hand and brush it hard, across the key pad
and any part of the ATM machine. You may think that's overkill,but I'd rather keep my account safe
than just thinking that can't happen to me.

As well, look for people sitting in a car nearby watching the ATM, or even standing near by.
Stay safe at an ATM guys. If you're not sure or feel threatened, call your bank immediatel
on your cell phone.

If you think none of this can happen to you,think again. It happens everday.

Oh,one more tip to keep your ID safe. Keep all your ID in a safe spot at home, not out in the open
when you go out. If someone breaks in your home,they can easily abscond with your ID and money that
most people keep out in the open. Don't be that person.

If you don't have to,don't carry all your ID on you all the time if you don't need it.

Like I said,keep it in a safe spot in your home. If you own your own home,cut out a piece of a closet
floor or the wall in a closet,and measure out wood to build a false floor or part of the wall to keep
your ID and extra money safe.

Even buy a small safe and put it in the false floor or closet wall.


All tips meant to keep you, your ID and money safe.

Especially your ID. Money can be replaced,but your ID can become a big tangle of red government
tape you don't want. Just to get your ID replaced.

Hope these tips help keep your ID and money safe.

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