Is It More Important To Save Your Cash Wisely--or Invest It?

Most people think they need to invest in the stock market because they've been conned into thinking they need to put their hard earned money into the stock market. Something most don't understand. Yet, they think these things will be a huge win money wise for them before they retire.

It's that I've got a ticket for the lottery, and I'll win syndrome. In this case delusional thinking about what the stock market is about.

I keep saying in my articles on keeping your cash safe, why would you invest in things you don't understand, and are very volatile. Why do you need to make a bunch of money? I would rather get all my money back. As well, most people feel uncomfortable,uneasy and unsure in their investments. Why would you do that to yourself?

Why, because a friend or a family member told you it was a good deal?

Forget that shit!!!

Wouldn't you rather have your money be safe, make small amounts of interest and enable you to sleep like a baby at night?

But no!!!!

You still are convinced your money is better off in stocks,real estate and precious metals.

Stop fooling around with money guys.

Don't fool with things you don't understand.

Here's What You Should Do With Your Money:

Your cash is better off in a bank account,CD or Treasury Bills. That's it.

Remember, you want to sleep like a baby.


I think I give you better options to get a better bang for your buck than silly investments in the stock market.

Products that you buy everyday you could buy them in bulk. Why not?

For me, I buy a lot of canned fish. Which is a healthy product to buy.

Here's what to do. Instead of buying fish at the regular grocery store--why not buy it at a Dollar Store? It will cost you less. You could buy condiments like mustard and ketchup there. Toilet paper and Toothpaste as well. You could also stock up on other items to save more.

The cash you'll save will be more than you could ever get from a silly mutual fund.

And what you could also do is take any interest from your bank account,CD's or Treasuries and just put it back into buying everyday items. Why not!!

Or take that extra cash and start a small business from home. It could be a product or service. Don't go into debt, don't get a loan from the bank or Uncle Harry either. Don't do it.


Remember, use money you can afford to lose.

Or, what you could do is continue to keep your money safe and buying in bulk to save cash, and just take the wife out or take the family somewhere. Its important in the here and now to enjoy life and not wait for retirement. Retirement? What's that?

So keep your cash safe and don't risk it in ways that will keep you up at night.

Email me if you have a question.

mdgrove@inbox.com