How To Beat Wall St. At Their Own Con Game And Come Out Ahead of Everyone Financially By Just Saving Your Money

To me that's a pretty simple proposition. Avoid putting your money in stocks, mutual funds, real estate or any number of very risky ventures. Just avoid risking your hard earned cash. Most people seem to be easily conned by Wall St. and the allure of a winfall somewhere down the road.

Buy and hold stocks for the future? Don't make me laugh. Wall St. is basically a huge Ponzi Scheme. If money keeps flowing in the people at the top make the money. You think some mutual fund salesman or Broker really cares about some schlub who puts 3 or 400 bucks a month in mutual funds, compared to the guy who has millions and puts in 100 G's or even millions a year in the market?

They'll give people like that an advantage every time. Not you. You're more at risk than they will ever be. There is no way Wall St. can avoid risk. You can however reduce risk and feel better than the guy down the street who lost half his portfolio being easily conned by one of the big brokerages, investment companies or independent wealth managers.

Don't make this difficult guys. It doesn't have to be. It's rather very simple, indeed.

I can't help you if you're already heavily invested in funds and stocks and losing your shirt, other than stop doing that and put your cash in totally risk free vehicles. You'll have to work out a way to switch to  investments like CD's, treasuries and simple bank accounts to stay solvent. These types of investments will help you come out ahead of everyone else, and you'll have peace of mind knowing you're not screwing with your money.

Your interest in these vehicles will grow and grow while everyone else in the stock market will pay major management fees, interest and taxes. And the wife will love you more for it.

What? still think you're missing out on the winfall not being in the market? I'll come out ahead and you won't. Yes, you may have to pay some initial taxes to switch to interest bearing investments, but you'll come out ahead in the long run. Most in equities won't.

You'll be the smartest one in the room, believe me. The Enron's of the world will continue to fall. Continue to invest in you and start that small business with money you can afford to lose. I say that because you may try a few businesses that don't work.  Learn from and interview the top people in the field you want to go into business with. People who actually make money and are successful. Use money you can afford to lose. I say that because it needs repeating, and most people never learn. Why do you think most people aren't wealthy.

I may not have tons of cash, but I'm smart with my money.

Like I said the only way you should make money is a job and start a business. Period. Other than that keep your money safe and you'll come out ahead of Wall St. and everyone else.

Mark